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A fico score between 300 and 579 is considered poor,. The minimum credit score required is a 580 fico to qualify for an fha loan in california for a 3.5%. If you have bad credit and want to refinance your home, there are ways to do it.

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Refinance mortgage with low credit score, bad credit refinance mortgage, poor credit refinance mortgage, refinance mortgage bad credit score, out refinance poor credit, refinance auto with. If you only need to refinance your loan term or rate, you can do so with no credit check. Even with bad credit, refinancing your mortgage after your home appreciates can be a great idea.